Water Damage

Water damage restoration in New York runs $1,492 to $6,975 in NYC (avg $4,193) and far less upstate. 2026 costs by city, permits, taxes and insurance.

Most California water damage jobs run $1,200-$5,000; Category 3 sewage hits $7-$12 per sq ft in LA. Real 2026 prices, city by city.

Most Florida homeowners pay $1,300-$5,600 for water damage restoration in 2026. See costs by city, category, and the insurance reality.

Texas water damage restoration runs about $1,000-$15,000, national average near $3,864. See 2026 costs by city, water category, insurance and mold law.

Mold removal after water damage runs $1,223 to $3,756 (avg $2,368) at $10-$25 per sq ft. 2026 costs by room, insurance caps and when DIY is safe.

Ceiling water damage repair runs $200 to $1,500 for most homes — plus the leak fix. Costs by damage level, the right repair order and emergency signs.

Category 1 dries for $3-$7/sq ft; Category 3 sewage runs $7-$25+ with full demo. The 48-hour escalator, who decides your category, and how to fight it.

Flooded basement cleanup runs $4–$12 per square foot — about $1,600 to $12,000+ by size and water type. 2026 ranges, DIY limits and prevention.

Sudden and accidental is covered; gradual leaks, sewer backup and flood are not. Average paid claim: $15,400 (Triple-I). What protects your payout.

Drying runs 3-5 days; full water damage restoration takes days for small jobs and 2-6 weeks with rebuild. Timeline by stage, costs, and what adds weeks.