Roof Repair vs. Replacement: The 25% Rule That Saves You Money

Repairs run $400-$2,000; replacement averages $9,602. The 25% rule, cost-per-remaining-year math, and the insurance matching angle.
Roof Replacement Cost in 2026: Full Price Breakdown by Material

Roof replacement averages $9,602 in 2026 — $9,000-$18,000 asphalt, $15,000-$30,000 metal. What moves the number and how to read quotes line by line.